To Buy or to Wait
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What is the First Time Home Buyer’s Incentive?
As of September 1, 2019, Canadians have access to a new program that makes it easier and more affordable to become a home owner. The Government of Canada is offering 5% for qualified home buyers of existing homes and up to 10% for new construction homes. The basics of...
Going Through a Divorce? Learn About Our Spousal Buyout Program
With the divorce rates in Canada trending around 50% in 2018, understanding your rights during a divorce is critical for nearly half of the married couples in Canada. Knowing your rights could not only protect your financially, but it could also save your children...
What is the Encompass Home Warranty Program?
Our friend Sam Samadi from CMLS Financial (www.cmls.ca) discusses the Encompass Home Warranty Program. Our top three takeaways: The first year is free You can choose to cancel at any time In the case of an event, $50 deductible is all you pay – you do not have to pay...
10 Great Reasons to Use a Mortgage Professional
1) Get independent advice on your financial options As independent mortgage professionals, we’re not tied to any one lender or range of products. Our goal is to help you successfully finance your home or property. We’ll start by getting to know you and your home...
Why Calgary?
Sometimes it feels like our economy is constantly being dragged through the mud and it’s easy to get stuck in a downward spiral, but it’s important to remember that Calgary has A LOT going for it. Whether you are a buyer, seller or Realtor, you need to stay positive....
2017 AMLS Stampede Fundraiser for the Calgary Women’s Shelter and Children’s Cottage
AMLS Lawn Bowling 2017 from Paul Davies on Vimeo. 2017 AMLS Stampede Fundraiser for the Calgary Women’s Shelter and Children’s Cottage Thank you to all of our sponsors!!
What is a Home Equity Line of Credit? (HELOC)
Many homeowners need to access the equity of their home to pay for things such as education for their children, renovations, or paying off debt. A home equity line of credit (HELOC) lets you do so with ease. Compared to a traditional home equity loan, a HELOC lets you...
Is Refinancing Your Mortgage The Right Decision For You?
Mortgage rates today are lower than they were several years ago. If you locked in your mortgage at a higher rate you may be considering refinancing in order to take advantage of today’s lower interest rates. Here are 5 points you should consider before refinancing...
Why You Shouldn’t be Afraid to Decline Mortgage Life Insurance
Mortgage life insurance is often offered to home buyers at the time of signing a mortgage. It provides a way to pay off or reduce the outstanding amount owed on your mortgage in the event of your death. This way your loved ones aren’t left with your remaining mortgage...
