Apr 29, 2024 | First Time Home Buyer, Housing, Mortgage
How to Help Your Kids Buy a Home: Gifting vs. Co-signing Buying a home is a significant milestone for anyone, and with affordability becoming a bigger challenge every day, many parents want to help their kids get into their first home. There are two common ways...
Mar 11, 2024 | Uncategorized
Different Kinds of Debt and How They Affect Your Mortgage Approval When applying for a mortgage, lenders calculate what they call a “debt-servicing ratio” by looking at your monthly payments and dividing it by your monthly income. So for example if you make $100 a...
Feb 27, 2024 | Credit, First Time Home Buyer, Housing, Insurance, Interest Rates, Mortgage, Mortgage Broker, New Builds, Tips
Going Green – Unveiling the Cost Savings of an Energy Efficient Home Save money today, save the world tomorrow. Ranked 15th on the Green Future Index globally in 2002, and 2nd best out of the worlds top 15 oil exporting countries, Canada is a global leader in...
Feb 27, 2024 | Credit, First Time Home Buyer
How Can I Improve My Credit Score? Mortgage lenders will use your credit score to help them decide whether to approve you for the home you want. The better the score, the greater the chance you’ll get the mortgage you’re looking for, and potentially at a lower...
Feb 20, 2024 | First Time Home Buyer, Housing, Interest Rates, Mortgage Broker, Realtors, Tips, Uncategorized
In the constantly changing landscape of the Canadian Real Estate market, potential homebuyers often find themselves pondering the question, “Is now a good time to buy or should we rent/save for another year? “ With over 25 years in the mortgage industry, I’m...
